Comprehensive Guide: How Mutual Funds Work in India for Beginners

How Mutual Funds Work

What is a mutual fund ? Mutual funds are a popular investment vehicle that allows individuals to pool their money with others to invest in a diversified portfolio of stocks, bonds, or other securities. Here’s how mutual funds work: Importance of Mutual Funds Why are mutual funds important for investors in India? Types of Mutual … Read more

Ultimate Guide to Sovereign Gold Bond (SGB): Everything You Need to Know

Sovereign Gold Bond

What is the SGB Sovereign Gold Bond (SGB)? It is a government-backed scheme that allows investors to invest in gold without having to store the physical asset. The Reserve Bank of India issues the bonds on behalf of the Government of India. The government offers an annual interest rate of 2.5% on the bonds. SGB Scheme: … Read more

A Beginner’s Guide to Reading Financial Statements of Indian Companies

reading financial statements

What are Financial statements? Financial statements are written reports that summarize a company’s financial performance and activities. They include information on what the company owns and owes, how much money it has made and spent, and its financial position. Management prepares financial statements for a company each quarter, each six-month period, and each year. To … Read more

Understanding the Differences Between NCDs and Bonds

NCDs VS Bonds

NCDs and bonds are both debt instruments that are issued by companies or governments to raise money. Here is a table summarizing the key differences between NCDs and bonds: In general, NCDs are considered a riskier investment than bonds because they are not backed by collateral and cannot be converted into equity shares. However, Non-Convertible … Read more

Which Investment Gives Highest Returns in 2023

Highest Returns

There is no one-size-fits-all answer to this question, as the investment that gives the highest returns will vary depending on your individual circumstances, market conditions, and risk tolerance. However, some of the investments with the potential for high returns include: It is important to do your research before investing in any asset class. You should … Read more